See a project in action
One client. Ten years of history. Every conversation remembered.
An independent financial advisor uses Virgil to manage a high-net-worth client relationship. Every meeting note, every portfolio change, every life event, accessible to the advisor and the AI agent that has read all of it.
Step 1 · Set up the client project
Create a project. One per client household.
The advisor creates a "Richardson Family" project in Virgil, then adds every person involved in the relationship: the advisor, the clients, and anyone else who touches the account.
A folder per person: notes, emails, context, files, and a Virgil agent read into all of it.
James Calloway
internalCFP · Calloway Wealth Management
42 entries in dossier
Daniel Richardson
externalClient, CEO · External
28 entries in dossier
Maria Richardson
externalClient, Physician · External
16 entries in dossier
Step 2 · Build the client profile
Log every meeting. Paste every email. Drop the context that matters.
Every interaction gets logged. James adds notes after each review meeting, pastes client emails, and records the financial context that shapes every recommendation. The project becomes the living record of the relationship.
Client since 2016. Combined net worth: $3.2M. Daniel (52): CEO of a mid-size logistics company, considering sale in 3-5 years. Maria (49): partner at Orlando Orthopedics, plans to reduce to part-time at 55. Two children: Emma (22, graduating law school), Tyler (19, sophomore at UF). Risk tolerance: moderate-conservative. Annual review: every January.
Added by James Calloway
Daniel mentioned the company received an acquisition inquiry. Not serious yet, but he wants to understand tax implications of a sale in the $8-12M range. I told him we would model scenarios.
Added by James Calloway
'James, we want to set up a 529 for Tyler since he is thinking about medical school after undergrad. Also, Emma will need help with student loan strategy once she starts working. Can we discuss at the next meeting?'
Current portfolio allocation: 60% equities (mix of index and dividend), 25% fixed income, 10% real estate (REIT), 5% cash. Rebalanced in January. Target: 6% annual return.
Added by James Calloway
Daniel called. The acquisition inquiry is getting serious. Buyer is a PE firm. Daniel wants to understand: capital gains, QSBS eligibility, charitable remainder trust options, and how a sale changes their retirement timeline. He is nervous but excited.
Added by James Calloway
'Maria and I talked. If the sale goes through, we want to fund Emma and Tyler fully, set up a donor-advised fund, and buy a second home in Asheville. Can you model what that looks like against a $10M net after taxes?'
Step 3 · Connect Microsoft 365
Outlook, Word, and Excel flow in. No copy and paste.
The project connects to Microsoft 365 in one click. Email threads, financial plans, meeting summaries, and spreadsheets sync into the project automatically. Virgil does not replace your tools. It reads them, so the agent has the full picture: what was discussed, what was planned, and what was promised.
Microsoft 365
Connected · Richardson Family
Outlook
18 email threads, meeting invitations
Word
6 financial plans, 3 meeting summaries
Excel
Portfolio tracker, tax projection model
Scoped to this client only. Other projects cannot see this connection.
Step 4 · Model the scenarios
Four scenarios. One table. Built from the client file.
James asks Virgil to model what a business sale looks like across four scenarios. The agent pulls from the portfolio context, the tax projection spreadsheet, and Daniel's email about the Asheville home and donor-advised fund. Every number traces back to a source in the project.
| Scenario | Net proceeds | Annual income | Retirement age | Estate value at 80 |
| No sale (status quo) | — | $280K | 65 / 60 | $4.8M |
| Sale at $10M | $7.2M after tax | $340K | 58 / 55 | $9.1M |
| Sale at $10M + DAF | $6.8M after tax | $320K | 58 / 55 | $8.4M + $400K charitable |
| Sale + Asheville home | $5.9M after tax | $295K | 60 / 55 | $7.2M |
Step 5 · Track compliance
Nothing falls through the cracks.
The compliance checklist lives in the project alongside the client file. Virgil tracks what has been completed and what is still open, so James never misses a regulatory requirement or a client deliverable.
Step 6 · The payoff
The offer comes in. Virgil already has the answer.
Daniel calls James. The PE firm offered $11.5M. He wants to know how this changes the models and whether a major tax exclusion applies. James does not scramble through old files. He asks Virgil.
The client file is the relationship.
When James brings on a junior advisor, they open the project and have ten years of context on day one. Every meeting note, every life event, every preference, every conversation. No ramp-up period. No lost history.
The meeting notes talk to the portfolio tracker talk to the scenario models. Every tool sees every other tool. Nothing is siloed. Nothing is lost.
This is not a CRM. It is a workspace where the client relationship lives and an AI agent that remembers every conversation, every preference, and every life event.
This is one client. Imagine a book of business.
Every client, every household, every relationship. One workspace. Virgil is available now.